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TFTony FredericksPMProject Money

Advanced education

Decode balance sheets, income statements, and cash flow. Spot moats. Value stocks with a process.

  • Decode the balance sheet

    Cash, debt, working capital, and whether the company has options in a bad year.

    10 min

  • Cash flow and free cash flow

    When profit is real, and what management can actually spend.

    9 min

  • Spotting moats

    Pricing power, switching costs, network effects, and scale — with a bias toward evidence.

    9 min

  • Warning signs in the numbers

    Margin compression, dilution, debt without cash, and growth that does not convert.

    8 min

  • Value stocks like a professional

    Understand the business, then the financials, then your own projection — in that order.

    10 min

  • How to read a 10-K without drowning

    Business overview, key metrics, specific risks, then the financials.

    8 min

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