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TFTony FredericksPMProject Money

Education

Basic lessons on what the numbers mean. Advanced lessons on decoding statements, spotting moats, and valuing like a professional.

Basic education

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  • What every number means

    Plain-English map of the figures you will see on a stock page.

  • The income statement in plain English

    Revenue, costs, and whether growth is turning into profit.

  • The three statements together

    Income, balance sheet, and cash flow are one story, not three hobbies.

  • Cheap is not a feeling

    How this workspace labels undervalued, fair, and overpriced — and why that is not a buy button.

Advanced education

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  • Decode the balance sheet

    Cash, debt, working capital, and whether the company has options in a bad year.

  • Cash flow and free cash flow

    When profit is real, and what management can actually spend.

  • Spotting moats

    Pricing power, switching costs, network effects, and scale — with a bias toward evidence.

  • Warning signs in the numbers

    Margin compression, dilution, debt without cash, and growth that does not convert.

  • Value stocks like a professional

    Understand the business, then the financials, then your own projection — in that order.

  • How to read a 10-K without drowning

    Business overview, key metrics, specific risks, then the financials.

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